Terms & Conditions

1. Agreement to these terms

These Terms & Conditions (“Terms”) govern your access to and use of the Breezy Data Consult platform, operated by Mamsco Enterprise (“we”, “us”, or “our”), including our website, wallet, ordering, and agent-storefront features (together, the “Services”). By creating an account or using the Services, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the Services.

2. Eligibility and your account

• You must be at least 18 years old and able to form a binding contract to register for an account.
• You must provide accurate, current information when registering, and keep it up to date.
• You are responsible for keeping your login credentials and any API keys confidential, and for all activity that occurs under your account. Notify us immediately if you suspect unauthorised access.
• Accounts may be created under different roles (customer, agent, super-agent, dealer, super-dealer, or admin), each with different features and pricing made available at our discretion.

3. Wallet, orders, and pricing

• Your account wallet balance is funded by you through the payment methods we make available (including card, mobile money, and other supported channels), and is used to pay for orders placed through the Platform.
• Orders for data bundles, airtime, or AFA/SIM registration are fulfilled through third-party network operators and their aggregators. While we work to fulfil orders promptly, delivery timing and availability ultimately depend on those third parties and network conditions outside our control.
• Some SIM types are not supported for certain services (see the notice displayed on the Platform, updated from time to time); orders placed for unsupported SIM types may be rejected.
• Prices, bundle availability, and any agent/storefront markup are set or approved by us and may change at any time without prior notice.

4. Payments and refunds

Payments are processed by third-party payment providers (including Paystack and supported mobile money channels). We do not store your full card details or mobile money PIN.

If an order is rejected, fails, or is cancelled after payment has been taken, the corresponding amount is automatically credited back to your Platform wallet balance. Refunds are made to your wallet, not to your original payment method, unless we agree otherwise in writing. Wallet balances have no cash value outside the Platform and cannot be withdrawn except through features we make available for that purpose.

5. Loans

We may, at our sole discretion, allow eligible account holders to request a short-term loan against their account. Loans are not a regulated banking product, and we are not a licensed financial institution — we reserve the right to approve, decline, adjust the terms of, suspend, or discontinue the loan feature at any time, for any reason, without notice.

If you have an outstanding loan balance, you may be unable to request additional loans until it is settled. You remain responsible for repaying any loan disbursed to you in full.

6. Agent storefronts

Agents may be given a personal storefront page and referral link to sell bundles to their own customers, subject to any pricing rules, markup limits, and commission terms we set. Agents are responsible for the accuracy of information they publish on their storefront (such as their own contact details) and for their conduct toward their customers. We may suspend or remove a storefront at our discretion, including for pricing abuse or violation of these Terms.

7. Acceptable use

You agree not to:

• Use the Services for any fraudulent, unlawful, or abusive purpose, including submitting false AFA/SIM registration information;
• Attempt to circumvent, disable, or interfere with security features of the Platform;
• Use another person’s account, API key, or payment method without authorisation; or
• Resell or use the Services in a way that violates the terms of the underlying network operators.

We may suspend or terminate accounts that violate this section, withhold wallet funds reasonably believed to be connected to fraud pending investigation, and take any other action permitted by law.

8. Service availability

The Services are provided on an “as is” and “as available” basis. We do not guarantee uninterrupted or error-free operation, and we are not liable for delays or failures caused by network operators, payment providers, SMS gateways, or other third parties we rely on to deliver the Services.

9. Limitation of liability

To the fullest extent permitted by law, Mamsco Enterprise will not be liable for any indirect, incidental, or consequential loss arising from your use of the Services. Our total liability to you for any claim arising from these Terms is limited to the amount held in your wallet balance at the time the claim arose, or the amount of the disputed transaction, whichever is greater.

10. Changes to these Terms

We may update these Terms from time to time. If we make material changes, we will update the “Last updated” date above and, where appropriate, notify you through the Platform. Continued use of the Services after changes take effect means you accept the updated Terms.

11. Governing law

These Terms are governed by the laws of the Republic of Ghana, and any dispute arising from them will be subject to the exclusive jurisdiction of the courts of Ghana.

12. Contact us

Questions about these Terms can be sent to us on WhatsApp at 054 812 2187.