1. Who we are
This Privacy Policy explains how Mamsco Enterprise (“we”, “us”, or “our”), operator of the Breezy Data Consult platform (the “Platform”), collects, uses, shares, and protects personal data when you register for an account, buy data or airtime bundles, request an AFA/SIM registration, top up your wallet, request a loan, or otherwise use our website and services (together, the “Services”).
We process personal data in accordance with Ghana’s Data Protection Act, 2012 (Act 843). If we are required to be registered with the Data Protection Commission of Ghana in connection with the Services, our registration details will be made available on request.
2. Information we collect
We collect the following categories of personal data:
- Account information — your name, email address, phone number, and password (stored only in hashed, irreversible form) when you register.
- Order information — the recipient phone number, network provider, bundle selected, amount paid, and order status for each data/airtime purchase you make or place on behalf of a customer.
- AFA/SIM registration information — where you use our AFA registration service, we collect the registrant’s full name, phone number, government ID number, date of birth, town/location, occupation, and (optionally) email address, solely to submit that registration to the relevant network operator.
- Financial and wallet information — wallet balance, deposit and withdrawal records, loan requests and repayment status, and transaction history. We do not collect or store your full card or mobile money PIN details ourselves — these are entered directly with, and processed by, our payment partners (see Section 4).
- Communications — messages you send us for support, and records of SMS notifications (e.g. OTP codes, order and wallet alerts) sent to your phone number.
- Technical information — a session cookie/token used to keep you signed in, and information stored in your browser’s local storage purely to remember your interface preferences (e.g. whether the sidebar is collapsed, or items in your cart). We do not use third-party advertising or analytics tracking cookies.
3. How we use your information
- To create and manage your account and wallet.
- To process and fulfil data/airtime orders and AFA registrations, including submitting the necessary details to network operators and their aggregators.
- To process deposits, withdrawals, loan requests, and refunds, and to maintain accurate financial records.
- To send you SMS or in-app notifications about your account, orders, wallet activity, loan status, and password reset one-time codes.
- To detect, investigate, and prevent fraud, abuse, and unauthorised access.
- To provide customer support and respond to enquiries.
- To comply with legal and regulatory obligations.
4. Who we share information with
We do not sell your personal data. We share personal data only where necessary to provide the Services, with:
- Payment processors (such as Paystack and mobile money aggregators) to process wallet top-ups and payments. These providers receive the information needed to process your payment and are subject to their own privacy policies.
- Network operators and data aggregators (e.g. MTN, AirtelTigo, and their bulk-order aggregator partners), to fulfil data/airtime orders and AFA/SIM registrations.
- SMS gateway providers, to deliver OTP codes and account/order notifications to your phone.
- Agents on our Platform, limited to the order and contact details reasonably necessary for them to fulfil an order placed through their storefront.
- Law enforcement or regulators, where we are legally required to do so.
5. Data security and retention
We take reasonable technical and organisational measures to protect your personal data, including password hashing and access controls limiting who within our organisation can view your data. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.
We retain personal data for as long as your account is active, and afterwards for as long as necessary to comply with our legal, tax, and financial record-keeping obligations, resolve disputes, and enforce our agreements.
6. Your rights
Subject to the Data Protection Act, 2012 (Act 843), you have the right to request access to, correction of, or deletion of your personal data, and to object to or restrict certain processing. Some of this data (for example, financial transaction records) may need to be retained even after a deletion request, where we are legally required to keep it.
To exercise any of these rights, contact us using the details in Section 9.
7. Children
The Services are not directed at, and we do not knowingly collect personal data from, anyone under 18 years of age.
8. Changes to this policy
We may update this Privacy Policy from time to time. If we make material changes, we will update the “Last updated” date above and, where appropriate, notify you through the Platform.
9. Contact us
If you have any questions about this Privacy Policy or how we handle your personal data, contact us on WhatsApp at 054 812 2187.
